life insurance
For a young person like myself it can be a little overwhelming when you get to the point where your parents finally shove your little life boat away from the dock and you are out there in the big sea by yourself. It is at this point when we are immersed in the whole new arena of life that expects us as individuals to be totally on top of everything and no one is there to help us. Unless we ourselves go looking for them. The choices and the responsibilities are both plentiful as well as extremely daunting to even the strongest of us. Our lives are transformed from the self and family created wombs of reliance to the bigger world of solitude.
When my brother graduated from school he got a nice job and began living his life as a professional. He was a school teacher in a high school and he thought he had everything under control. I take all of my biggest lessons from him so I thought that he had it all as well. One day he got in a car accident. HE had to spend a whole week in the hospital and his car was just destroyed. He had been living without car insurance and critical illness insurance which would have covered the rest of his medical bills. Unfortunately he has now been stuck with all of this debt as well as the pain and need to recover very quickly.
Since his accident everyone in my family, including myself, have had some real revelations about what we should do to protect what we really value in the family and in our lives. My brother now has full insurance for both his car and his health until the school begins to pay for his health insurance. He has also gotten home insurance to keep that area of his life intact in an emergency. My parents have both taken out new life insurance policies and travel insurance policies for when the go to Europe every year. I guess this is just one of those lessons that none of us would have learned another way, but I wish we would have seen it a long time ago.