auto insurance
My boyfriend came home from work today and was doing his usual blah blah about this and that at work, when he began to talk about a guy he knows who was bragging that he just saved $350.00 per year by switching his auto insurance. I told Sam that I just didn't believe that you could get cheap auto insurance without paying the price somewhere down the road. I didn't want to wait until after I got into a car wreck to find out that my savings really wasn't a savings at all. Yes, I know that everyone would like to pay less for their car insurance and I am absolutely no exception, but the problem with paying for insurance coverage is that it is hard to determine which insurance company will really take care of you if you are in an accident or really need to file a claim. Well, needless to say I was a bit skeptical but I really did want to save some money, so I sat down and called the number for the insurance company that Sam's friend recommended. Once I received a quote, which was quite honestly a big savings for us, I called the better business bureau to check out this company and see if they had any complaints filed against them. (This is always a good thing to do before using a new company, especially if your only contact with them is through the internet) Anyway, to my surprise there was no negative things about them, only positive ones. I was still a little leery of the company because they had only been in business for about 6 months, but I really did want to save us some money. Money has been really tight for us lately, and any money that I can keep in my pocket is a blessing these days.
I am glad to have saved us some money, but I am still a bit worried about how the insurance company will be when it comes time to file a claim, but I guess no matter what company you use, you really can't be sure how they will be when you need them most. So I will say a prayer and hit the road again, hoping that I never need to find out how well my insurance will cover me.