HOME BASED BUSINESS LEADS HELP ME TO FIND MY NICHE
My home computer has really been a blessing to me. After my accident I was stuck at home with very little contact with the outside world. At first I was going a little stir crazy but I started talking to my friends online and next thing you know they got me hooked on this online mafia game. It was a blast and I found myself playing a lot, at least for the first few weeks. Then, I really started getting all bored again.
I spoke with my mother on the phone and she asked me if I had ever considered running a business from home, because I really knew how to use the computer and she said that since I was home all the time, this might be the perfect opportunity for me to begin making some money and doing something productive. At first I too offense to what she was saying, but the more that I thought about it, the more I realized that she was probably right, and it would be a great opportunity for me to find my niche.
I began researching home based business leads and found many MLM leads, but I wasn't really sure where to begin. I decided to contact a few different companies to try and determine what they were offering so that I could find something that really suited me. I had tried selling on Ebay and stuff like that before, and I really didn't enjoy it, so I wanted to finally land on something that suited me.
I went through all the potential companies and then I sat down with my parents to discuss it with them. I knew they would help me figure it all out. After all, my father really knows how to cut information down and make things make sense. We landed on a company that was one that I was strongly considering also, and it has been the best thing that has ever happened to me. I just love working for myself. I am not a mega-millionaire yet, but hopefully if I keep working this business I will get to not only do something I love, but something that I can do right from my home, and that is truly a blessing.
FINDING OUT "WHAT IS DIABETES?"
Of late my mother has not honestly been feeling so well. She is feeling light headed and tired a lot and when she decided that she wanted to go in for a physical, I knew that she really must not be feeling well, because she hates to go to the doctor. Well, they did some tests, and then we had to go back within a few days for the results, which I can't really stand, because they really don't think about how much the waiting can kill a person, so anyway, when I went back with her, I was concerned that perhaps she had cancer or something, but it turns out that instead she has Diabetes. Now I honestly heard a little of what the doctor was telling us, but I was very grateful that he had also given us a few informational brochures about what is Diabetes. On the way home I decided to read the what is diabetes brochure to my mother as she drove, and we both agreed that there were worse problems to have and that we are grateful that they caught it before any type of neuopathy was present, because in case you didn't know one of the biggest problems with Diabetes is the associated peripheral neuropathy. Lucky for us, it hadn't gone that far.
Over dinner that evening we discussed everything with my father, who went online to research information about Diabetes. He came back telling my mother about diets that have been shown to help diabetes significantly and told her not to worry about the shots of insulin, that she would get used to them, and if she had any trouble, we both agreed that we would help her inject it. Which quite honestly is a bit intimidating for me, but honestly I will do anything that I can to help my mother, and make this a little bit simpler on her. I know that it will only take her a little while to get used to the insulin injections, and she will want to them herself, because she can't stand being the patient and being made a fuss over. It is just not in her nature.
Computer Class
I work at the computer labs at school and it is seriously the job to have. You make your own schedule and can work when you want for the most part and while you are working you can do your homework and study or go online and surf the web. Everyone wants this job and I only got it because a lot of my older friends have had it for years and recommended me (I think about 100 people applied and only about 4 or 5 ended up getting jobs because so many people from last year stayed on).
We really never do anything besides stock paper or point people in the right direction if they are lost in the building. People rarely need help from us but just in case we took a course about computers and how to help people in case they needed it on a project or sometimes teachers need help with the newer computers or programs.
So the first day of the three day workshop (we got paid a lot to do it ha) we talked about desktop sharing and power point sharing. And then the second day we basically spent the whole time talking about Microsoft office and glitches or common problems that people have with the programs. I actually felt like I learned a lot just for myself as a student because I use word a lot and also PowerPoint for several of my presentations and even just for notes when I am studying for a test. Then the third day we talked about internet and printers and just basic courtesy and how to approach people that look confused or who have a problem and also how to act when we are being approached.
But overall, even though at times it was boring, I feel like I learned enough to hold my own in case I was asked a question. Another thing that we talked about was web conferencing because the TCOMM people need to know how to for their airings. And actually we have had a lot of questions about that specifically. But now I know how to do all of these things for myself too when I have a project due so I won't need to ask someone who is working when I am off duty. It feels good for me (someone with like no computer knowledge) to learn a lot and be able to hold my own.
ONLINE TRAINING GREAT FOR SUMMER TIME LULL
Summer time is a great opportunity to take some online training. Last summer, while on break, I realized that after having such a packed school schedule, and struggling just to keep up with everything, that too much down time was about to drive me insane. That is when I realized that it was time to find some way to fill some of my down time with productive things that I could do between hanging with my friends and working to make some extra cash. This is when I got turned on to e-learning and discovered that there are many online opportunities to take classes year round. Some of the classes can count as credit for the college or university that you are attending, and some are just extra things that you can learn about to start your own business, manage it, or even learn more about computers and computer technology. It is important to realize that no matter what you do, it can be very helpful to your future.
This summer I have decided to take a windows server 2008 training course that will allow me to expand my computer knowledge with some of the latest and most advanced things that are happening now. In the area of computers and the internet, I would think that it is safe to say that you can never have too much knowledge because this field is just constantly changing and growing and that makes it necessary to keep up with continuing education especially in this field.
These days, I really doesn't matter what field you will be going into, chances are really good that no matter what business you are in you will need to design a website, communicate online, and even use online advertising to help you further your business. The more you know the less money that you will have to spend on having someone else do this work for you, which over time can really start adding up.
Summertime is a great time to catch up with what's new and pick up a little bit of new knowledge. After all, you can only sleep, eat and hang out so much before it becomes tedious.
Technology Today
It is crazy how much stuff we do online now. In any given day I wake up, check my email and face book and go online to see if my friends are on. I go to class (and often submit homework assignments online or print out notes for the next class) and I even work online (and sign in and out). I check my bank statement, I just ordered a new phone online and I even pay my bills using the internet.
There really aren't many things at all that I can think of that you can't do online. Sure you can't workout or travel on the internet, but you can find workout videos, songs and routines and you can book a flight, check gas prices and even get directions for your tip.
So why not learn on the computer too? CBT (which is computer training) is the new thing. Literally almost everyone is doing it. It is an amazing option for students everywhere, and especially nontraditional ones. You have the opportunity to learn online in your own home, at your own pace. You can chose which courses you want to take and are you are currently a student, you can even do it in addition to your current course load so that you can get in a few extra hours or over breaks or the summer so you have more time to focus on just one class.
If you are currently employed and you are looking to do something like getting your a+ certification, computer training is a great way to go. You can still work your regular job and then on your own time you can do the computer training. It is easy, affordable (a lot of companies will even pay for it for you), time efficient and it shows that you are willing to go above and beyond to do what is best for your company and to take them to the next level.
Also if you are just looking for a job you can pad your resume and show that you are willing to do the work and make sure that you are up to speed with technology, you can go through and get the certification while you are job hunting. It can't hurt you to have more experience in computers and will look great to future (and current) employees.
WEIGHT LOSS AND DIET PILL EXPERT
A friend of mine just got a job at a local health food store, and now she believes that she is an absolute authority on health food and weight loss. Don't get me wrong she seems to be learning a lot about health products and weight loss products and stuff, but still it seems as if she is always spouting a bunch stuff at me. I decided that since she seems to know it all, I would go online and find a bunch of information about diet pills and then I would start saying the wrong things to her, but like they were fact, just to see if she really knew what I was talking about or if she was just faking it. I know this may sound really childish, but sometimes when people get to be real know it alls, it really pushes my buttons and makes me want to push back. In any case, I did some research about acai, and some other weight loss products, and then one night when we were out with a group of friends, I decided to test her knowledge so to speak. I guess that perhaps, she really did know some stuff, but when I began talking to her about a certain weight loss product that she wasn't familiar with she went along with me pretending like she knew it all. So I brought out the article that I had about the product and I said I must have confused it with the information I received about another product, and I must admit that she handled her error better than I would have expected. I was impressed, and then she asked me if she could have the article so that she could learn more about that particular all natural diet pill, so really what could I say, I had to give her the article.
I think from now on when someone starts acting like an expert on something I will be much more gracious about the situation. Some people really do know a lot about a certain subject and so it is important to listen to them, even when they do seem to be a bit full of themselves.
GOVERNMENT HEALTH PLAN MAY NOT BE THE ANSWER
Finding low cost family health plans can be difficult. With everyone trying to save money, it is near impossible to save money on health insurance. Many people wonder why this is, and mostly it is because the cost of the health care itself is so high, and on top of that many individuals overuse and abuse the medical profession for having many different procedures performed that are not necessary. When you think about the cost of health insurance in comparison to the cost of just one visit to your family physician, you will see that in fact the cost of health insurance is relatively reasonable in comparison to the rates that doctors and hospitals actually charge for their services. Everyone wants to blame the health insurance companies, however, what they fail to understand is that the insurance companies are setting limits for reasonable and customary charges, that doctors tend to over bill on time and time again. The problem in fact, is actually not the cost of the insurance, but the cost of the health care itself. This is what is burning a hole in people's pockets.
It is important that when you are looking for low cost family health plans, that you think about how much medical care your entire family could potentially use in a 12 month period. When you compare this to the rates for your health insurance, I think that you will realize that the health insurance companies are not being unreasonable at all, but if anything they are being unreasonably fair. Unfortunately, many are looking toward a government health plan that will cover those who are living without insurance. I really think that reform in this system needs to come from the government, but not in the form of a new health care plan, but in the form of a serious overhaul of the current health care system. This should absolutely include reasonable and customary limits set on all physician services and not just on those that are run through an insurance company. Instead, as is the norm, it is the people without insurance, who already don't have the money, who are expected to pay the inflated charges put forth by the medical profession, and when these bills are not paid, they leave a big hole in the pocket of the government.
Being a Godmother
I am going to be a Godmother! I am so excited and was so shocked when my cousin asked me. She and her husband got married about 2 years ago and they are both older than me (in their late 20's) but they have always been really close to me because we are around the same age and they live close to us. I have never really thought about being a Godmother before but it was such an honor to be asked.
I get to do so much cool stuff too. The baby is due (it's a girl!!) a few weeks after I get home from school in May and I went home a few weeks ago to help them with the nursery decoration process. And when I say process, I seriously mean process. We looked for days at nursery décor and so many different stores and magazines. Finally she decided on pink and white and a little bit of brown accent. I think she wanted it to be classic and girly with the pink and white but also more modern by adding the brown. The nursery wallpaper is white and pink boxes sort of and the top of the wall above it is pink and the bottom is brown. It looks so amazing and after her shower we hung up the entire little baby clothes on tiny hangers!
I never really thought about having kids or wanting them (I'm only 21) but after doing this I can't wait (well I can ha but I'm excited for when it happens in the future) to decorate and get ready for a baby. All of the gifts she got and registered for were delivered to her house and I helped her put everything away and set it up. There is a little rocking chair in the corner and also a sofa and a foot stool as well as a tiny crib and a basinet. Everything is so small and looks so cute and innocent and I really like the end result of the pink and brown together. I think she was nervous at first but it turned out so great.
I just can't wait to actually see and hold her and get to see her in the room we spent so much time working on. Let's just hope that I am as great of a Godmother as I am a decorator.
Why are the fees so high on a reverse mortgage?
The reverse mortgage fees provide the consumers with various kinds of financial benefits and advantages in their investments. It has been seen that the fees of these reverse mortgages are very high and one of the major reasons for the same is that unlike the regular mortgage loans, these reverse mortgages don't carry the burden of your loans to your heirs. Also there is lesser investment costs involved in these loans.
The reverse mortgage loans
It has been seen that the reverse mortgage loan is a federally insured private loan, which is given to the senior homeowners and this also enable those over the age of 62 in translating a chunk of their home equity into cash. When you are dealing with reverse mortgages there is no requirement for a repayment until the homeowner decides to sell the home. This can also be applied in the case where the homeowner does not use this as a principal residence, or in case of death, where the home is sold or refinanced by the inheritors. This amount is then used to pay off the mortgage and the remaining equity is given to the living heir or nominee.
The disadvantages of a Reverse Mortgage loans
The disadvantages of a reverse mortgage is that the seniors using a reverse mortgage loan could get into dire straits due to their frivolous spending habits. The purpose of the loan is to help the people who have not already dissolved their home's equity. But another disadvantage here is that till you are expecting to stay in that mortgaged home for at least five years, these reverse mortgages are not very beneficial for the consumer. It has been seen that the up-front costs are very high and until you are planning to stay there for five years, there are no immediate benefits.
Using these reverse mortgages for your benefits
It has been seen that reverse mortgage are straightforward if you have done your research and taken legal help. This is very essential if your medical bills and climbing expenditures have made it difficult to survive in your day to day life and also for those who are planning on staying in the home indefinitely. For such people these reverse mortgage loans are an ideal solution and a great way to get extra cash to keep afloat and that without the usual hassles of an extra monthly payment.
Phone Websites
I was looking at a website the other day called www.advancedtele.com and it really was interesting. It basically is a blog website where people talk about things that have to do with phones and messaging. Everything from the mobile marketing association sending text messages as a way to market a product to using your phone for dating.
One of the blogs talks about voting on who is the hottest wife of athletes and there is a little blurb there and a description and then you text in to vote on who you think should win. It is weird to see now how much TV and internet incorporates phones and text messaging now. When I was watching a TV show the other day, one of the ways to vote for your favorite dancer or singer on the show was to text their letter to a certain number. There are so many shows with interactions now that involve the audience (us) voting on who the winner should be it can make your head spin.
Another one of the blogs written was about mobile advertising. It talks about how many ads people get through text messages now and how mobile marketing really is on the rise. We were talking about advertising through the internet and phone in class one day last semester and at that time I had gotten thousands of emails about ads and pop ups when I was online (they are everyone on the internet) but had never gotten a text message. But then a few weeks later I got an ad through text message about a magazine subscription and then a few days later I got one for a local gym (which is weird because my phone number isn't local since I am away at school). I do wonder how though they end up getting my phone number.
But it does make sense that marketing through TV and internet and text messaging would be so popular right now, because we spend so much time each day with these types of media. People are just throwing away what looks like junk mail when it comes in the mail now and not even stopping to look at it because you can recognize right away what it is. But if you get a text message you are bound to open it and see, even if you erase it right away, you have to read it to find out what it is.